Important! Information regarding the adoption of the euro

In connection with the adoption of the euro (EUR) as the official currency of the Republic of Bulgaria as of 01 January 2026, the following changes will apply to the preparation and execution of bulk payment files via e-Postbank:

• In the header row, the payment currency will change from BGN to EUR;
• Payments will be made to beneficiaries in Bulgaria and processed as standard SEPA credit transfers;
• You will be able to execute bulk payments of the following types: credit transfers, budget payments and SEBRA payments; the execution of direct debit payments will be discontinued.

A detailed description of the bulk payment file structure is available in “Bulk Payments Format as of 01.01.2026” – here, as well as “Sample Bulk Payment File in Text Format as of 01.01.2026” – here.

Note: The changes apply to payments initiated after 01 January 2026.

Bulk Payments Service

With the Bulk Payments service, Postbank enables you to execute multiple payment transactions with a single payment order to accounts of different beneficiaries. The service is available only to corporate clients of the Bank.

Benefits of the service

Bulk payments allow you to execute a large number of transfers to individual and/or corporate beneficiaries with just a few clicks, saving you time and effort.

How to submit a bulk payment file

A bulk payment file can be submitted in one of the following ways:

• Via the e-Postbank service;
• At a Postbank branch, by submitting the file on a physical data carrier at the servicing banking office.

Executing a bulk payment via e-Postbank

To execute a bulk payment via e-Postbank, you must prepare a consolidated payment document, represented as a text file (according to the Bank’s format), and upload it to your profile.

The payment is initiated from your current account to beneficiary accounts held with Postbank or another bank.

Types of bulk payments you can execute

1. Credit transfers in BGN

Purpose:

Payments to individuals and/or legal entities that are not budget credit holders and are not administrators of public receivables. Typically used for salary payments, supplier payments, and similar transactions.

2. Payments to/from the state budget

Used to initiate payment requests to or from the state budget.

Purpose:

• To accounts of administrators of public receivables (identifier starting with 8);
• From accounts of administrators of public receivables;
• From accounts of budget credit holders (identifier starting with 3) that are not executed via SEBRA.

3. Bulk payments – budget payment orders

Purpose:

• Payments from budget organizations included in the SEBRA;

Format of input mass payment files

General description:

• The files are containing two types of entries:
• All fields in the entry end with the symbol ";";
• The total number of the fields (ending with ";") should correspond to the number of fields in the respective payment format;
• The symbol ";" is to be entered even in cases when the respective field is not mandatory;
• All obligatory fields are to be filled in with correct data in accordance with the envisaged format.  
• The following signs are used for the length of the fields to be specified:

• The following signs are used for the type of the fields:

• Allowed are symbols maintained by the licensed payment systems in the country and their instructions;
• The decimal separator should be"." (point);
• It is obligatory that the decimal separator and the fraction are entered in the fields. 

Technical requirements and detailed description of mass payment types are available at the bottom of the page.

Import of Mass payment files in e-Postbank:

You can import/upload the file for mass payments in your profile in e-Postbank, menu “Transfers”, “Mass payments”.

If you choose “Mass payment for salary” you can upload the created file in order to make a mass payment for remunerations. It is important to choose this link, if you have requested and would like to receive a group visualization of mass salary payments.

If you choose “Mass payments” you can upload files with budget payments, credit transfers and others.

After importing the file, the banking systems does an automatic check of the data whether it is in compliance with the bank’s requirements for mass payment files. If there are discrepancies, you will receive a message displayed on the screen, explaining where there might be inaccuracies needing correction, before reloading the file.

To make the importing of the files more convenient, you can:

• Set up your accounting/payroll programs to create the file according to the format required by the bank. You might need to discuss making the necessary settings with the program’s provider.
• Customers that do not use specialized software, can get in contact with their servicing bank office, in order to receive a blank in MS Excel format, in which you are able to enter the necessary data.

What are the fees for the “Mass payment” service:

The fees for mass payments are specified in the Bank’s Tariff, applicable to legal entities, which can be found.