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CONSUMER LOANS

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DIGITAL BANKING

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Consumer loan Consumer loan with mortgage

Consumer loan * The calculations presented herein are just for example and shall not be considered as a commercial offer. The calculator is intended to help you determine your financial needs and to calculate the future loan instalments, where the calculation results and conditions are not binding. The calculated values are illustrative and might differ from the values of the loan, offered by the bank. The calculation examples are valid for constant values of the loan parameters for the entire loan contract term and with annuity repayment plan. The monthly instalment is a sum of the principle and the interest due for one month. The monthly instalment does not include other loan costs. The calculation presented in field Total amount of the instalments does not include fees. To receive detailed information about the loan products offered by Eurobank Bulgaria AD, visit one of bank’s offices or leave your contact information in the blank form and our representative will contact you. Example: For a new loan of BGN 15, 000, with a 84 months loan maturity, at 7.7% variable annual interest rate, salary transfer at an account in the bank under the My Family package, BGN 3 opening fee for the payment account under the program and BGN 6.95 monthly fee; BGN 300 fee for documentary analysis, the APR 9.68%, monthly instalment is BGN 231.56, the total amount payable is BGN 20 337.58.

*The presented calculations are indicative and do not act as commercial offer. The calculator’s purpose is to help you determine your financing needs as well as calculate future credit payments, and the results and terms of the calculations do not bind the bank. The presented calculated values are illustrative and may differ from the actual credit that the bank will offer. The exemplary calculations are valid at constant values of the loan parameters over the entire term of the contract, repaid with annuity instalments. The monthly instalment is a sum of principal and interest due for one month and does not include other borrowing costs. To get detailed information about the credit products offered by “Eurobank Bulgaria” AD, visit a convenient bank office or leave your contact details in the application form and our representative will contact you. Representative example: A new consumer loan secured by a mortgage on a real estate, at the amount of BGN 75,000, for a term of 25 years, at a 4.45% variable annual interest rate, with a transfer of salary to an account opened in the bank , according to the "My family" package program, BGN 3 fee for opening the current account and 6,95 BGN monthly fee; with BGN 75 fee for creditworthiness assessment, BGN 200 fee for documentary analysis of the collateral, with state fee for mortgage entry amounting to 0.1% of the amount of the loan, fee for property evaluation BGN 150, the total due amount is BGN 131 011.71, 300 monthly instalments, the monthly payment is 416.27 BGN, the APR is 5.09%. It is necessary the mortgaged property to be insured. The cost of the insurance is not included in the APR.

Consumer loan * The calculations presented herein are just for example and shall not be considered as a commercial offer. The calculator is intended to help you determine your financial needs and to calculate the future loan instalments, where the calculation results and conditions are not binding. The calculated values are illustrative and might differ from the values of the loan, offered by the bank. The calculation examples are valid for constant values of the loan parameters for the entire loan contract term and with annuity repayment plan. The monthly instalment is a sum of the principle and the interest due for one month. The monthly instalment does not include other loan costs. The calculation presented in field Total amount of the instalments does not include fees. To receive detailed information about the loan products offered by Eurobank Bulgaria AD, visit one of bank’s offices or leave your contact information in the blank form and our representative will contact you. Example: For a new loan of BGN 15, 000, with a 84 months loan maturity, at 7.7% variable annual interest rate, salary transfer at an account in the bank under the My Family package, BGN 3 opening fee for the payment account under the program and BGN 6.95 monthly fee; BGN 300 fee for documentary analysis, the APR 9.68%, monthly instalment is BGN 231.56, the total amount payable is BGN 20 337.58.

*The presented calculations are indicative and do not act as commercial offer. The calculator’s purpose is to help you determine your financing needs as well as calculate future credit payments, and the results and terms of the calculations do not bind the bank. The presented calculated values are illustrative and may differ from the actual credit that the bank will offer. The exemplary calculations are valid at constant values of the loan parameters over the entire term of the contract, repaid with annuity instalments. The monthly instalment is a sum of principal and interest due for one month and does not include other borrowing costs. To get detailed information about the credit products offered by “Eurobank Bulgaria” AD, visit a convenient bank office or leave your contact details in the application form and our representative will contact you. Representative example: A new consumer loan secured by a mortgage on a real estate, at the amount of BGN 75,000, for a term of 25 years, at a 4.45% variable annual interest rate, with a transfer of salary to an account opened in the bank , according to the "My family" package program, BGN 3 fee for opening the current account and 6,95 BGN monthly fee; with BGN 75 fee for creditworthiness assessment, BGN 200 fee for documentary analysis of the collateral, with state fee for mortgage entry amounting to 0.1% of the amount of the loan, fee for property evaluation BGN 150, the total due amount is BGN 131 011.71, 300 monthly instalments, the monthly payment is 416.27 BGN, the APR is 5.09%. It is necessary the mortgaged property to be insured. The cost of the insurance is not included in the APR.

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Mortgage loan
Housing loan * The calculations presented here are an example and do not constitute a commercial offer. The calculator is intended to help you determine your need of a loan and to calculate the future loan instalments, as the calculation results and conditions do not bind the bank. The values calculated by the calculator are illustrative and might differ from the values of the loan, which the bank will offer. The calculation examples are valid for constant values of the loan parameters for the entire contract term and constant annual instalments. The monthly instalment is a sum of the principle and the interest due for one month, and does not include other loan costs. To receive detailed information about the loan products offered by Eurobank Bulgaria AD, visit an office of the bank of your choice or leave your contact information in the blank and a representative of the bank will contact you. Example: For a new loan of BGN 100,000, secured by a mortgage, with a 30-year loan maturity, at 3.95% variable annual interest rate, salary transfer at an account in the bank under the „My Family“ package, BGN 3 account opening fee thereunderand BGN 6.95 monthly fee; BGN 75 creditworthiness assessment fee, BGN 200 fee for documentary analysis of the collateral, statutory fee of 0.1% of the loan amount for the mortgage registration, real estate evaluation fee of BGN 150, the total amount payable is BGN 174,068.85; 360 monthly instalments, the monthly instalment is BGN 475.92, the APR is 4.19%. The collateral must be insured. The insurance costs are not included in the APR.
Housing loan * The calculations presented here are an example and do not constitute a commercial offer. The calculator is intended to help you determine your need of a loan and to calculate the future loan instalments, as the calculation results and conditions do not bind the bank. The values calculated by the calculator are illustrative and might differ from the values of the loan, which the bank will offer. The calculation examples are valid for constant values of the loan parameters for the entire contract term and constant annual instalments. The monthly instalment is a sum of the principle and the interest due for one month, and does not include other loan costs. To receive detailed information about the loan products offered by Eurobank Bulgaria AD, visit an office of the bank of your choice or leave your contact information in the blank and a representative of the bank will contact you. Example: For a new loan of BGN 100,000, secured by a mortgage, with a 30-year loan maturity, at 3.95% variable annual interest rate, salary transfer at an account in the bank under the „My Family“ package, BGN 3 account opening fee thereunderand BGN 6.95 monthly fee; BGN 75 creditworthiness assessment fee, BGN 200 fee for documentary analysis of the collateral, statutory fee of 0.1% of the loan amount for the mortgage registration, real estate evaluation fee of BGN 150, the total amount payable is BGN 174,068.85; 360 monthly instalments, the monthly instalment is BGN 475.92, the APR is 4.19%. The collateral must be insured. The insurance costs are not included in the APR.
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People take out consumer loans mostly for home repairs

Clients borrow consumer loans of BGN 3,800 on the average for vacation and nearly BGN 12,800 for home improvements, a survey of Gemius Bulgaria, commissioned by Postbank, shows

Postbank renovates a Vitosha trail

Vanja and Evgeniya Džaferović actively participate in the socially responsible initiative Outdoor Green Stories

Postbank named Best Retail Bank in Bulgaria for second consecutive year

The bank received recognition by the prestigious World Finance Magazine

Useful information for customers

Transfers between the accounts of Postbank and Piraeus Bank Bulgaria are considered as intrabank

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