Shop now and pay in convenient monthly installments
Split the cost of your purchases with a Postbank credit card and manage your monthly budget more easily.
Choose the products you want, pay with your credit card, and at checkout select the number of monthly installments according to the terms offered by the respective merchant.
How many installments can you split the purchase into?
Depending on the specific seller, you can choose:
- From 2 to 6 monthly installments
At partner stores where the service is offered interest-free, you pay for your purchase in the selected number of installments.
- From 6 to 36 monthly installments
At other partner merchants, you can spread the cost of your purchase over up to 36 installments. In this case, you will pay the purchase amount plus a fee, which varies depending on the purchase amount and the selected number of installments.
The number of installments, any applicable fee, and the availability of interest-free purchases are subject to the terms and conditions of the respective merchant.
How to pay off your monthly installment?
Each month, you will receive a credit card statement with details of all transactions made during the statement period, together with any interest and fees due. The statement will also include the amount of the monthly installment due for your purchase.
Cardholders are not charged a fee for purchases converted into equal monthly installments (from 2 to 6 installments) when using a Postbank credit card at the Bank's POS terminals at merchants listed in the "Partners" tab.
No interest is charged on purchases if all outstanding amounts on the card are repaid within the applicable monthly grace period, in accordance with the Bank's General Terms and Conditions for the issuance and use of Visa and Mastercard credit cards.The total value of the installments must be within the available credit limit of the card.
Useful information
You can make purchases in installments at merchants within the country that have an agreement with Postbank.
- Andrews;
- Bulstrad;
- Collective;
- KIX;
- Leonardo;
- Nike;
- Praktiker;
- Techo Comerce;
- Techopolis;
- Zora.
More information about our partner merchant network can be found in the "Merchant List" file below.
With all Postbank credit cards.
At merchants that have an agreement with Postbank. You can find a list of participating merchants in the "Partners" tab.
No.
Yes.
No, the service is arranged directly at the merchant's location at the time of purchase.
You can choose between 6 and 36 equal monthly installments. At participating merchants offering interest-free installment payments, you can choose between 2 and 6 equal monthly installments.
The full purchase amount can be split into installments, provided that the total amount of the installments remains within the available credit limit of the card.
Before paying for your purchase, present your credit card to the cashier and inform them that you would like to pay in installments.
If you pay the full amount due as shown on your monthly statement within the applicable grace period, no interest will be charged on the amount of your purchases, including purchases made in installments. The length of the grace period for a particular purchase depends on the purchase date and the payment due date of the most recent monthly statement issued by the Bank for your card.
Yes. The full purchase amount, together with any applicable fee, is blocked on the card.
The first monthly installment is due by the payment date stated in your next credit card statement.
Yes. The only thing you need to do is visit a Postbank branch and submit a request. In this case, you will not be charged an early repayment fee, nor will you be required to pay the fee applicable to the amount repaid early.