Financing
Tailored solutions for the needs of your business
Project financing
Project financing is aimed at bringing specific investment initiatives to life — the construction of production facilities, infrastructure sites, and energy and real-estate projects. The financing structure is built around the cash flows that the project itself will generate, whilst the collateral is based on its assets and future revenues.
Investment loans
- Investment financing is designed for the acquisition of long-term assets — machinery and equipment, vehicles, production lines, real estate and technological modernisation.
- We offer term loans with a longer repayment period, aligned with the economic life of the investment, competitive interest terms and the option of a grace period. Our aim is to provide a solid financial foundation on which your company can build its future capacity.
Syndicated loans
- Syndicated loans provide financing for large-scale projects where the capital required exceeds the capacity of a single bank. Through a consortium of several financial institutions, we deliver substantial funding under shared risk and unified terms — a fitting solution for major corporate investments, acquisitions and infrastructure projects. We take on the structuring and coordination of the entire process, so that you can bring your growth plans to fruition.
Working capital loans:
We provide the liquidity that keeps your business moving. Working capital financing covers your ongoing funding needs for the normal day-to-day running of the company — purchasing goods and raw materials, settling with suppliers, smoothing out seasonal fluctuations and managing cash flow.
Through credit lines, overdrafts and revolving loans, we give you quick access to funds when you need them. The terms are tailored to your turnover and the specifics of your activity, so that the financing grows alongside your business.
- Credit lines – finance payments to suppliers and current expenses. Available as single or revolving facilities, with a standard term of up to 12 months and the option to renew.
- Current account overdraft
- Financing of receivables from invoices and commercial contracts
- Factoring