Priority Banking is designed for people who value their time and expect personalized banking service without unnecessary waiting. The program provides access to preferential terms and discounts on banking products and services, priority service through the Priority Desk at select financial centers, as well as convenient digital solutions such as the Virtual Bank Branch and over 150 digital express banking zones throughout the country. Customers can take advantage of free express issuance of a Debit Mastercard Gold debit card, additional foreign-currency accounts with no fees, special terms on loan products and credit cards, as well as a wide range of savings, investment, and insurance solutions that support future planning and financial security for the entire family.
Get more - pay less! Have your salary deposited into your “Priority by Postbank” account and make at least three transactions with your debit card linked to that account, and the following month, you’ll pay a lower service fee.
With the Priority by Postbank program, you save:
| Services | Program terms Priority by Postbank | Standard terms under the My Banking programme |
|---|---|---|
| Program opening with salary transfer | EUR 0.00 | EUR 0.55 |
| Opening a standard account (EUR/ USD) 1 | EUR 0.00 | EUR 3.57 |
✨ YOU SAVE
EUR 4.12
Monthly services
| Monthly services | Program terms Priority by Postbank |
Example number of services / transactions |
Standard terms under the My Banking program |
|---|---|---|---|
| Monthly maintenance of a primary account With or without salary transfer With salary transfer, provided that at least 3 debit card transactions were made during the previous calendar month, including through ONE Wallet by Postbank | EUR 7.65 EUR 6.10 * | — | EUR 2.80 EUR 2.15 * |
| Monthly maintenance of an additional account (EUR or USD) 1 | EUR 0.00 | — | EUR 2.55 |
| Maintenance of an account for a loan granted by the Bank 1 | EUR 0.00 | — | EUR 1.79 |
| Outgoing interbank transfers* in EUR ordered via Internet Banking from a primary current account (up to 10 per month) * Free transfers do not include express transfers (TARGET) or Blink P2P transfers by mobile number. | EUR 0.00 |
10
EUR 0.61 per transaction |
EUR 6.10 |
| One cash withdrawal (the first in order) at a branch, up to EUR 1,550 per month, starting from the date the primary account is opened | EUR 0.00 | 1 withdrawal of EUR 1,550, without prior notice | EUR 12.40 |
| Utility payments and payment of local taxes and fees | EUR 0.00 |
5
EUR 0.13 per transaction |
3 transactions free of charge and 2 transactions at the standard tariff EUR 0.26 |
| Intra-bank transfers ordered at a Bank financial centre from a primary current account to another account held by the customer | EUR 0.00 | 1 | EUR 3.58 |
| SMS notifications 1,2 | EUR 0.00 |
10
EUR 0.09 per transaction |
3 notifications free of charge and 7 at the standard tariff EUR 0.63 |
| Standing order 1 under the Project YOUth program for customers under 18 | EUR 0.00 | 1 | EUR 3.58 |
✨ YOUR MONTHLY SAVINGS
*with salary transfer and at least 3 debit card transactions
EUR 26.04 / EUR 26.94*
Debit cards
| Services | Mastercard Gold Priority by Postbank |
Example number of services / transactions |
Debit Mastercard My Banking |
|---|---|---|---|
| Express issuance of a contactless debit card | EUR 0.00 | — | EUR 16.00 |
| Maintenance of an additional debit card linked to a primary account 1 | EUR 0.00 | — | EUR 0.30 |
| Debit card cash withdrawal from an account with salary transfer at another bank’s ATM in Bulgaria: | Free of charge | 3 EUR 100 each | 0.20%, min. 1 transaction: EUR 0.80 3 transactions: EUR 3.20 |
| Balance inquiry at the Bank’s ATM | EUR 0.00 | 5 | EUR 0.80 |
| Change of debit card limits and security word at a Bank branch | EUR 0.00 | 1 | EUR 5.30 |
| Free “Travel Assistance Abroad” insurance with a limit of EUR 30,000 | EUR 0.00 | — | Not available |
| Complimentary access during each calendar year to over 1,800 airport lounges worldwide through the LoungeKey programme 4 | EUR 0.00 | 4 | Not available |
✨ YOU SAVE
EUR 25.60
Credit cards
| Credit cards | Priority terms by Postbank | Standard terms Mastercard World / Visa Gold |
|---|---|---|
| Annual payment instrument maintenance fee | 50% discount | EUR 52.00 |
✨ YOU SAVE
EUR 26.00
Attractive interest rates when applying for an overdraft, personal loan, or mortgage from Postbank for customers who have their salary deposited³ into their primary checking account under the “Priority by Postbank” Package Program.
Important info
1The addition of supplementary services included in the “Priority by Postbank” program is carried out upon signing the relevant supplementary agreements, where applicable to the service. For the “Priority by Postbank” program and the banking products and services included therein, the applicable fees specified in the current Schedule of Fees and Commissions, which “Eurobank Bulgaria” AD applies to services provided to individual customers, are due.
2All SMS messages are delivered through the respective mobile communications provider, and the bank shall not be liable for their non-receipt or delayed receipt when this is due to reasons beyond the bank’s control, including, but not limited to, problems in the transmission network of the respective mobile communication providers, force majeure, and others.
3Upon entering the lounge, explicitly inform the staff member that you wish to use the LoungeKey program. This ensures a fixed fee of 30 euros for using the service worldwide after the 4 free accesses have been used up.