Investment Intermediation

Postbank is one of the most active participants in the Bulgarian money market.

The Bank has traditionally been among the leading participants in the interbank money market in terms of the volume of deposits placed and received and is part of the panel of banks contributing to the formation of the “Sofibor” index.

The Bank offers its institutional clients euro and foreign currency deposits and current accounts on favourable terms, with attractive interest rates and flexible conditions.

Direct negotiation of term deposit conditions with a Bank dealer, depending on market conditions, the deposit amount and its maturity.

  • Quoting for various maturities – short-term deposits (O/N, 1 week, 2 weeks, 3 weeks), medium-term deposits (1 month to 12 months) and long-term deposits (with maturities exceeding 12 months);

  • Deposits in euros and US dollars;

  • Flexible term deposits – a flexible term deposit allows the client, after a specified period from the date of opening the deposit, to withdraw amounts up to a predetermined portion of the deposit, without affecting the agreed interest rate;

  • Cash concentration – consolidation of funds from several accounts into one account on a daily, weekly or monthly basis. An additional option is available to zero the balances of the accounts or maintain a balance specified by the client.

For questions and additional information, please contact the Treasury Department:

Postbank provides its clients with access to the largest international stock markets in Europe, North America, Asia, Latin America, Africa and Australia. These exchanges offer an exceptionally wide range of financial instruments, including shares of the world’s largest and most renowned companies, as well as highly popular exchange-traded funds (ETFs), which enable you to invest in virtually all major asset classes or gain exposure to entire markets, regions, economic sectors and geographical areas. More information about these investment opportunities can be found here.

Postbank provides for the physical settlement and safekeeping of purchased shares and other financial instruments. Physical settlement provides greater security for your investment and, at the same time, ensures all the rights of a shareholder in the respective company or holder of ETF units. Postbank safekeeps foreign financial instruments with custodian banks through the globally renowned Bank of New York Mellon.

A list of the international stock markets available, a list of the institutions where the financial instruments are held in custody, detailed information on the types of financial instruments and the risks associated with them, as well as other important documents, can be found in the “Documents” section below.

The fees and commissions for transactions on the Bulgarian capital market and for the safekeeping of financial instruments are set out in the Bank’s Tariff.

For questions and additional information, please contact the “Investment Intermediation” section:

02/81 66 484
Email: equities@postbank.bg

In response to the regulatory requirements under Commission Delegated Regulation (EU) 2017/565 of 25 April 2016 concerning the handling of complaints and the submission of claims to the investment intermediary, we hereby inform you that:

  • Clients have the right to submit claims to the Bank regarding deficiencies in the execution of their orders, any losses incurred as a result thereof, as well as in other cases related to the performance of the Agreement. 

  • The Bank will review clients’ complaints within 14 days of receipt and will promptly notify the client of its position thereafter. In the event that a complaint involves a more complex factual situation, the deadline set out above may be extended.

  • Bank’s General Terms and Conditions for Investment Intermediary Services