"My Future" Life Insurance is offered through insurance packages with a fixed sum insured under the main coverage, with either a single premium payment or equal monthly instalments, as follows:

• Sum insured of EUR 3,000 or EUR 6,000 for policies with a single premium payment;
• Sum insured of EUR 1,500, EUR 3,000, or EUR 6,000 for policies with premium payments made in equal instalments;
• The insurance policy is available only in euro (EUR);
• The insurance premium depends on the selected coverages, the sum insured, the policy term, and the age of the insured person;
• The insurance premium may be paid as a single payment or in equal monthly instalments, in accordance with the selected insurance package;
• Method of payment: the single premium is paid by bank transfer from the Policyholder's account to the Insurer's account, while premiums payable in monthly instalments are collected by direct debit, based on the Policyholder's consent provided to Postbank;
• Payment of the single premium or, respectively, the first monthly instalment of the premium payable in instalments is a prerequisite for the insurance contract to enter into force;
• Policy term: 10 to 25 years;
• Covered risks under the main coverage: survival until the end of the insurance term and death during the insurance term as a result of an accident or illness;
• Option to add supplementary Accident Insurance and/or Critical Illness Insurance coverage for insurance packages with premiums payable in instalments. The premium for the supplementary insurance follows the currency and payment method of the main insurance contract, and the insured amounts under the supplementary coverage correspond to the selected main coverage limit of EUR 1,500 / EUR 3,000 / EUR 6,000;
• Maximum entry age: 60 years (for policies with premiums payable in monthly instalments) and 65 years (for policies with a single premium payment). Upon expiry of the insurance policy, the age of the Insured must not exceed 75 years for the main insurance coverage and 65 years for the supplementary insurance coverage;
• Funds that may be linked to the insurance policy: LF Fund of Funds "Life Cycle" – Life Cycle Funds 2032, 2042 and 2047, managed by Eurobank Fund Management Company (Luxembourg) S.A.

Participation in any individual fund may not be less than 15% of the investment premium when the premium is allocated among more than one fund. The investment premium must be allocated 100% to the fund or funds selected by the Policyholder.

"My Future" Life Insurance is linked to an investment in the LF Fund of Funds "Life Cycle" Funds. These funds are characterized by a clearly defined target date, which determines the period over which the fund’s investment strategy is implemented.

The allocation of investments among the funds depends on the customer's choice and the term of the insurance policy. Customers may choose to invest in one or more funds, specifying the desired percentage allocation among them. They may also transfer all or part of their investment units from one fund to another or change the percentage allocation of future investment premiums among the funds.

The first two such changes within a policy year are free of charge. Each subsequent change is subject to a fee in accordance with the General Terms and Conditions of the insurance policy.

• Key Information Documents for the LF Fund of Funds "Life Cycle" 2032, 2042 and 2047

  At the beginning of the investment period, when the target date (31 December 2032, 2042, and 2047, respectively) is still relatively far in the future, all three funds maintain a moderately high risk profile.

  As the target date approaches, the funds gradually increase their exposure to lower-risk assets. By the target date, the fund is expected to be invested primarily in debt instruments and/or cash.

  The structure of the Life Cycle Funds and their clearly defined investment strategy make them a preferred financial instrument for unit-linked life insurance policies and retirement planning solutions.

  The funds are managed by Eurobank Fund Management Company (Luxembourg) S.A.

• A wholly owned subsidiary of Eurobank Group;

• The management company is based in Luxembourg.

The company continues to develop dynamically through stable and determined steps, focusing on meeting the diverse needs of its clients.

The insurance premium you pay is split into a risk component and an investment component. The risk component covers the insured risks, while the investment component is placed in the "Life Cycle" funds you have chosen. At the end of the policy term, you receive a sum equal to the value of the investment units you have accumulated. The value of the units is influenced by the capital markets and is not guaranteed - a longer-term investment may deliver a higher return, but a loss of the amount invested is also possible.