Fire
Voluntary insurance for the movable and immovable property of companies that bank with Postbank.
The insurance protects the owners of the insured property in the event of occurrences such as:
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- Breakage of glass resulting from the covered risks, with a liability limit of 5% of the sum insured for the building;
- Additional costs for remedying the consequences of an insured event (clearance costs and experts' fees) of up to 5% of the total sum insured, but not more than EUR 5,112.92;
- Theft by means of a technical device;
More:
Term: 60 months (5 years)
Property covered:
Commercial premises
Shops, shopping centres and catering establishments
Consumer service premises
(dry cleaners, alterations, repairs)
Company offices and specialist practices
(doctors, dentists)
Studios, workshops, patisseries, laboratories, pharmacies and service centres
Who can take out the insurance?
This insurance is specifically designed for Postbank customers.
It may be entered into not only by the owners of the property, but also by persons who are its users or even merely tenants.
A mandatory condition for taking out the insurance is that the policyholder must have a current account with the Bank from which the monthly insurance premium instalments are to be paid.
Where can you take out the insurance?
You can obtain further information on taking out the insurance and the terms and conditions at any of the Bank’s branches.
| Insurance cover | Sum insured | ||
| Bulstrad Business Solution | Bulstrad Business Solution Plus | ||
| Clause1 | Buildings and improvements, including glass | 25 564.59 € | 51 129.19 € |
| Equipment and office technology | |||
| Business inventory /furnishing/ | |||
| Clause 3 | Earthquake | 5112.92 € | 20 451.68 € |
| Clause 4 | Theft by break-in or robbery | 4090.34 € | 4090.34 € |
| Clause 7 | Short circuit and electric shock | 2556.46 € | 2556.46 € |
| Clause 8 | Theft committed using technical means | 2556.46 € | 4090.34 € |
| Clause 12 | General third-party liability insurance with EUR 51.13 deductible | 255.65 € | 255.65 € |
| Employer's responsibility | - | 1533.88 € | |
| Monthly bonus with 2% tax | 7.66 € | 12.77 € | |
| Total annual insurance premium including 2% tax | 91.92 € | 153.24 € | |
Useful information
When you have a "Bulstrad Business Solution" or "Bulstrad Business Solution Plus" insurance policy with BULSTRAD VIENNA INSURANCE GROUP and an insured property experiences an unexpected insured event:
Step 1: In the event of a claim, it is necessary to inform the insurer by calling 0800 11 111 or by visiting an office within 3 days, and in the case of the risks "Fire" or "Theft" within 24 hours.
Step 2: Complete the "Claim Form" and prepare all the necessary documents described in the Terms and Conditions of your policy or in "Required Documents Depending on the Occurred Event".
Please send the documents in a way that is convenient for you.
• via email - claims_gi@bulstrad.bg;
• by delivering them personally to the office of BULSTRAD VIENNA INSURANCE GROUP
If you have any questions regarding your claim, you may contact the "Contact Centre" of BULSTRAD VIENNA INSURANCE GROUP or send an inquiry by email:claims_gi@bulstrad.bg
The insurance coverages under the "BULSTRAD BUSINESS SOLUTION" and "BULSTRAD BUSINESS SOLUTION PLUS" policies are provided by BULSTRAD Vienna Insurance Group AD, in accordance with the General Terms and Conditions. Eurobank Bulgaria AD acts as an insurance intermediary as an independent insurance agent of BULSTRAD Vienna Insurance Group AD, based on a concluded agency agreement.
The Bank is authorised to conclude insurance policies "BULSTRAD BUSINESS SOLUTION" and "BULSTRAD BUSINESS SOLUTION PLUS" in accordance with the Special Conditions reflected in the Pre-contractual Product Information. The insurance products "BULSTRAD BUSINESS SOLUTION" and "BULSTRAD BUSINESS SOLUTION PLUS" are offered to holders of current and savings accounts opened with the Bank as a bundled sale and are not offered separately. Concluding the insurance does not require opening a current or savings account with the Bank. The terms of the agreement for opening a current or savings account are not linked to concluding the insurance.
This is a marketing message intended solely to present the insurance product and does not cover all the terms and conditions of the insurance product. To make an informed decision, you need to carefully review all documents related to the insurance before entering into a contract. The documents are available in paper form at all Postbank offices.
The published information does not constitute advice or an encouragement to purchase the mentioned insurance; it is an advertising text for informational purposes and does not constitute a recommendation within the meaning of the applicable law.