Choose an insurance package
Choose between two insurance packages with the option to combine cover for your home and personal belongings.
Insurance
Protect your home with „Bulstrad Bonus Home"
Comprehensive insurance cover against total or partial damage to the insured property, as well as third-party liability for damage caused by the insured property.
The insurance product has been specially designed for Postbank customers.
Simplifed application process
Your property can be insured without the need for a property inspection or an inventory of insured items.
Choose your payment method
Monthly premium payments are automatically debited from your current or savings account.
Flexible conditions
Защитава застрахованото имущество, независимо дали клиентите са негови собственици, ползватели или само наематели
Who can take out the insurance?
The insurance is specifically intended for Postbank customers.
It can be taken out not only by the owners of the property, but also by those who use it or merely rent it.
A mandatory condition for taking out the policy is that the policyholder holds a current or savings account with the Bank, from which the monthly instalments will be paid.
Where can you take out the insurance?
At any Postbank branch, on presentation of your ID card alone.
You can obtain further information about how to take out the policy and its terms and conditions at any branch of the Bank.
More solutions for your everyday life
Take a look at Postbank’s other products and services, which will help you manage your money more easily and securely.
Important for you
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Coverage options?
With ‘Bulstrad Bonus Home’, you get peace of mind and protection for your home and belongings. The insurance is available in two packages with fixed cover, limits and prices, so you can choose the solution that best suits your needs.
Package 1 – Protection of immovable and movable property:
- monthly premium and a term of 60 months
- a one-off annual bonus and a 12-month term
Package 2 – Cover for movable property only:- monthly premium and a term of 60 months
- a one-off annual bonus and a 12-month term
What can we insure?
- Residential properties – flats, houses, holiday homes, as well as any movable property attached to them.
- Farmland, plots of land (UPI) and commercial properties (offices, shops, restaurants and other commercial premises) are not eligible for insurance.
INSURANCE COVER Real and Personal Property
Personal Property
Clause A - Fire and damage to personal property
25 000 EURO
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Clause A - Fire and damage to personal property
3 000 EURO
5 500 EURO
Clause V - Flood
550 EURO
550 EURO
Clause V - Earthquake
25 500 EURO
5 000 EURO
Clause G - Burglary and theft using a technical device
1 500 EURO
1 500 EURO
Clause D - Civil liability
550 EURO
550 EURO
Clause J – Short circuit and current surge
550 EURO
1 600 EURO
Clause M - Damage resulting from an attempted burglary or robbery
550 EURO
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Clause Other expenses - costs for unlocking a lock
100 EURO
100 EURO
Clause Other expenses - costs of issuing documents
150 EURO
100 EURO
Civil Liability Clause for damage caused by a pet and accidents involving a pet 150 EURO
150 EURO
Clause: Breakage of ceramic hob surfaces 200 EURO
200 EURO
Glass Clause – all risks 550 EURO
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The insurance coverage under the "Card Protect Plus" policy is provided by “Cardiff General Insurance, Bulgaria Branch” LLC with UIC 175190059, according to the General Terms. “Eurobank Bulgaria” AD acts as an insurance intermediary as an insurance agent of “Cardiff General Insurance, Bulgaria Branch” LLC, based on an agency agreement.
The insurance product "Card Protect Plus" is offered to holders of debit cards in leva and euros issued by the Bank and is not available separately. The terms of the debit card agreement are not linked to taking out the insurance. This is a marketing message meant only to introduce the insurance product and does not cover all the terms of the insurance product. To make an informed decision, you should carefully read all the documents relating to the insurance before signing a contract. The documents are available in hard copy at all Postbank branches. The information published does not constitute advice or an inducement to purchase the insurance in question; it is promotional material for information purposes only and does not constitute a recommendation within the meaning of the applicable legislation. -
When you have a Bulstrad Bonus Home insurance with BULSTRAD VIENNA INSURANCE GROUP and an unexpected insured event occurs to the insured property:
Step 1: If damage occurs, you need to inform your insurer by calling 0800 11 111 or by visiting an office within 3 days, or within 24 hours in case of the risks "Fire" or "Theft".
Step 2: Fill out the „Claim Form“ and prepare all the necessary documents listed in the Terms and Conditions of your policy or in “Required documents depending on the event that occurred".
Please send the documents in whatever way is most convenient for you:
- by email - claims_gi@bulstrad.bg;
- by taking them personally to the office of "BULSTRAD VIENNA INSURANCE GROUP"
ZAD "BULSTRAD VIENNA INSURANCE GROUP" will:
- will register your insurance claim and assess the information provided;
- schedule an inspection to assess the damages;
- will contact you at the provided address if any additional document or clarification is needed;
- make a decision on your insurance claim within 15 working days of receiving the requested information.
If you have any queries regarding your claim, you can contact the ‘Contact Centre’ of ZAD ‘BULSTRAD VIENNA INSURANCE GROUP’ or send an enquiry by email to: claims_gi@bulstrad.bg
