Currency
Euro / US dollar
SpestInvest combined
product
Save and invest — take home more!
Combines the advantages of a term deposit with an
investment in units of mutual funds.
Deposit term
12 months
No fee
No fee for withdrawing the deposit amount at maturity
Convenience
Choose the combination that suits you best
Interest rate
A higher deposit interest rate compared with a standard 12-month term deposit
Investment
The potential for additional returns from your investment
| SpestInvest combined product | |||||
|---|---|---|---|---|---|
| Term deposit | Investment in a mutual fund | ||||
| Products in EUR | Term | Interest rate | Share of the total amount | Fund | Share of the total amount |
| SpestInvest 70/30 | 12 months | 1,00% | 70% | Global low-risk; Global medium-risk; Global high-risk | 30% |
| SpestInvest 50/50 | 12 months | 1,50% | 50% | Global low-risk; Global medium-risk; Global high-risk | 50% |
| SpestInvest combined product | |||||
|---|---|---|---|---|---|
| Term deposit | Investment in a mutual fund | ||||
| Products in USD | Term | Interest rate | Share of the total amount | Fund | Share of the total amount |
| SpestInvest 70/30 | 12 months | 1,00% | 70% | Fund of funds — Next Generation Focus; Balanced US Combination | 30% |
| SpestInvest 50/50 | 12 months | 1,50% | 50% | Fund of funds — Next Generation Focus; Balanced US Combination | 50% |
Useful information
-
Minimum balance - 3,000 currency units (for the deposit portion - 2,100 currency units for a 70/30 ratio and 1,500 currency units for a 50/50 ratio). The interest rates on the SpestInvest deposit are valid for the first agreed term, after which the funds will accrue interest under the respective conditions and interest rates for a 12-month term deposit "Deposit for Everyone" in the relevant currency, according to the current Interest Bulletin for individuals as of the maturity date.
We inform current and potential investors that the value of fund shares and the income derived from them may decrease, profits are not guaranteed, and investors bear the risk of not recovering their investment in full. Investors are strongly advised to carefully review the Prospectuses of (LF) and (LF) Fund of Funds, the Key Investor Information, and the latest financial statements in order to make an informed investment decision before making an investment in the funds.They can review the above-mentioned documents in Bulgarian on the website of "Eurobank Bulgaria" AD - www.postbank.bg, via e-mail: mutual_funds@postbank.bg, or in paper form at the offices of Postbank every working day from 08:30 to 17:00, as well as in English on the website of the management company – Eurobank Fund Management Company (Luxembourg) S.A. – www.eurobankfmc.lu. The material is for informational purposes only, and the information provided does not constitute an investment recommendation under applicable law. The source of the cited information is Eurobank Fund Management Company (Luxembourg) S.A.
