Specialised Premium service
In the bank's Premium centres, where you will receive service from a Premium banker, as well as access to a telephone line specially created for you.
Първата в България метална кредитна карта Mastercard UNIVERSE - съчетаваща уникална визия и невероятни привилегии!
С най-високия клас кредитна карта в България имате възможност да станете част от кръга на най-специалните ни клиенти и да се възползвате от възможности и отстъпки, предоставени само на Вас.
The first metal credit card in Bulgaria, Mastercard UNIVERSE – combining a unique design and incredible privileges!
With the highest-class credit card in Bulgaria, you have the opportunity to become part of the circle of our most special clients and to take advantage of opportunities and discounts provided exclusively to you.
Created to surpass the limits of the possible!
Personal assistant with the Concierge service
The concierge service provides assistance with hotel, restaurant, event, and travel bookings – 24/7, anywhere in the world. Contact us at 0800 18 333 / +359 2 495 17 29* or at Postbank@concierge-mc.com. More information can be found here.
18 free accesses per year to airport lounges under the LoungeKey programme***
Your Mastercard Universe provides the opportunity for 18 complimentary visits to over 1,800 specialised airport lounges worldwide. Learn more about the programme. LoungeKey
With Mastercard Airport Security Fast Track, you pass through security checks at over 100 airports worldwide with priority and receive 8 free accesses per year, after which the service is charged, with the price (€5–20) depending on the airport. The exact price is displayed when booking in the app. Mastercard Travel Pass.
Free internet Global Data Roaming by FlexiRoam
You receive free high-speed internet in over 200 countries. To activate the service, register on the FlexiRoam and follow the provided steps.
Special discounts:
- YOOX fashion site - 15% discount on purchases made through a special link until December 31, 2026.
- Heathrow National Express - 12% discount on ticket purchase via a special link with code MCARD26 until December 31, 2026.
- Preferred Hotels & Resorts is a hotel chain, and any cardholder can make a reservation at one of the hotels on the website through a special link with the code MKTMPE, getting a preference of 4 nights for the price of 3.
Reservations must be made by December 31, 2026, and completed by March 31, 2027.
Special discounts for luxury hotels, restaurants, and other selected venues and services from our partners**
Hotel "Hilton", restaurant "Seasons"
10% discount
Hotel "Hilton", bar "Artist"
10% discount
Hotel "Grand hotel Millenium",
Reception - 10% discount
Restaurant "Mediterra"
10% discount
"Ozone Skybar and Lounge"
10% discount
"Urban Garden Cafe"
10% discount
"Millennium Spa & Wellness"
10% discount
"The Sphere Lounge"
10% discount
"Lobby Lounge"
10% discount
"My Restaurant"
10% discount
"Vienna Cafe & Restaurant"
10% discount
Hotel "ARTE Spa&Park" Velingrad
10% discount
Grand Hotel and SPA "Primoretz"
5% discount
Restaurant "Cactus"
10% discount
Winery "Queen's Wine House"
10% discount
Restaurant "Spectrum"
10% discount
*The service is available to you anywhere in the world! (in Bulgarian on weekdays: 9:00 AM to 8:00 PM, Saturday from 9:00 AM to 5:30 PM, in English: at other times)
**The discounts are valid for purchases made at the bank's POS terminal in the specified stores until 31.12.2026. The listed discounts apply to the current labeled prices of the goods or services provided by the merchant and cannot be combined with other discounts. The discount does not apply to purchases made in equal monthly installments. The discount is given to the cardholder as a credit transaction (cash back) on the credit card and is applied and reflected in the monthly statement that includes the purchase made under the described promotional conditions.
***As a Mastercard UNIVERSE cardholder from Postbank, you get a total of 18 free visits to VIP lounges per year for you and your companion (for example: 18 visits for one person or 9 visits for two people). Once the free visits for the calendar year are used up, access to airport lounges under the program is charged at 30 euros per visit per person.