Working
capital loans

Revolving financing from Postbank is provided to meet regular or extraordinary working capital needs:

 

  • Purchase of materials, consumables, raw materials, goods;
  • Meeting current working capital needs;
  • Purchasing larger quantities of goods from suppliers with better trade discounts.

 

Parameters

 

Currency

EUR

Interest rate

according to the client's financial profile

Discounts

when using additional banking products and services

Term

up to 10 years

 

Grace period

up to 6 months

 

 

Types of financing

Business loan

Business loan

in instalments

Overdraft

Overdraft

according to the size of the realised banking turnover

Business revolving line

Business revolving line

with the option for utilisation and repayment through Postbank Web

Agricultural overdraft

Agricultural overdraft

with or without a pledge of subsidy from the RDA

Combined business limit

Combined business limit

for financing current working capital needs and trade financing

Possible securities:

 

  • Joint liability of a legal entity/entities and/or an individual/individuals;
  • Mortgage/Collateral on tangible fixed assets;
  • Pledge on future receivables;
  • Other securities permitted by law.

Useful information