Postbank
Important about the Euro
Automatic Conversion
Accounts, loans, and recurring payments are automatically converted to euros without changing the contract terms.
No Exchange Fee
During the first 6 months, unlimited amounts of BGN can be exchanged without any fee. Only amounts over BGN 30 000 require a prior request.
Unlimited Exchange at BNB
The Bulgarian National Bank will exchange BGN to euros free of charge and indefinitely, even after the six-month period ends at commercial banks.
Cards Remain Active
There’s no need to replace debit or credit cards – they will continue to work without interruption after the introduction of the euro.
IBAN Remains the Same
No IBAN change is needed – it does not contain currency information.
Payments
All transfers and POS payments after January 1, 2026, will be in euros only, but throughout January, cash payments in both euros and BGN will still be accepted.
Payment Systems
From January 1, 2026, transfers within Bulgaria and to the EEA can be made as SEPA (by the end of the day/next business day), SEPA Instant (immediately), or TARGET (within 2 hours on business days).
Cash
From January 1, 2026, Bank's ATMs will dispense euros only, and deposit-enabled ATMs will accept euros only.
Dual display of amounts
During the period of dual display, bank statements for all types of BGN accounts will be shown simultaneously in leva and euro.
For more information about the euro and the process of its introduction as the national currency, please visit the specially created website evroto.bg, as well as the website of the Association of Banks in Bulgaria - https://abanksb.bg/evroto/
