Credit Lines

Free line for your business!

Whether you want to explore new opportunities, protect your cash-flow from seasonality or cover extra expenses, our Business credit line can supports your business according to its needs. Build with flexibility in mind, our Business credit line allows you to:

  • have easy access to funds for ongoing and strategic business needs
  • enjoy flexible repayment scheme as you pay the utilized funds depending on your business capacity and future plans (interest being the minimum required payment)
  • pay interest only for the utilized amount

Developed for companies and entrepreneurs with annual turnover of up to 2 000 000 BGN, Business line is a free credit line (up to a granted limit) available:

  • in BGN and EUR. 
  • up to 500 000 BGN or the equivalent of Euro
  • up to 20 years, given on the annual evaluation the company shows financial ability to repay the credit

For more information visit one of our branches and talk our Business credit experts.


Loans are collateralized in accordance with the Bulgarian legislation and the Credit Policy of the Bank

*The due interest is calculated and paid monthly and the borrower has the right to repay the whole or part of the principal, within the term of credit contract. The Bank keeps its right, according to its own policy, to change solely all the conditions of the contract according to the financial stability of the client, as well as to recall the whole repayment of the credit in-advance. 

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